2020 has been a challenge for everyone, but this week has been exceptionally difficult for our firm. Between our 7 full-time employees, there have been 3 funerals and a health scare that resulted in an overnight stay at the hospital and extensive testing. I'm happy to say that everyone is okay, but it was a very unpleasant and stressful week. I am not writing this to elicit sympathy. I'm writing this to remind you, our beloved clients, of something very important that sometim